Want to get behind the wheel of a new RAM truck? Saving is the first step to getting your dream vehicle. There are a variety of tips for saving that you can follow, including changing habits, setting goals, and talking to experts. Whether you’d like to save a few more dollars a month or you’d like a few thousand dollars for a down payment, there are range of things you can do. Follow these tips to take control of your financial future.
According to Forbes, not every money-saving hack is realistic — that’s why it’s important to set reasonable goals. RAM trucks are affordable, so you can be on the right track fast if you save at home by cutting cable and streaming your media instead. This can help you safe over $100 per month, depending on your plan. You can also check out mobile hotspots instead of wireless internet packages, and watch tutorial YouTube videos to do home maintenance instead of shelling out for a specialist.
Next, maintain your vehicle. If you want to get the most out of a trade-in for a new RAM, you’ll need to be sure to change the oil in your current car, fix small problems before they turn into big ones, and maintain your tires. It’s also important to keep your car clean, as odors and stains on the interior can decrease resale value.
Don’t go shopping without a list — instead, plan out your groceries and meals. Never go out to eat if you can help it, and, if cooking isn’t always an option during the week, freeze meals and do your meal prep during the weekend.
If you’re in debt, speak to a financial advisor about what you can do. Shopping around for credit is always a great way to save on financing, and it’s also important to pay off as much credit card debt as possible. Start with the highest interest rate card first for maximum savings.
Want to learn more about affording a new RAM truck? Come visit our finance department at Withnell Dodge.